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MORE TH>N’s Business Insurance is vital for all small businesses, from shops to clubs, offices to hotels and everything in between. If you are self-employed then MORE TH>N will provide you with the perfect policy to meet your needs. Policies can be tailored to specific sectors and a few are outlined below.

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Business Insurance For Shops

This package is perfect for shop owners. It covers public liability insurance, buildings and contents. There's a large range of additional benefits including a 15% discount, FREE business advice 24 hours per day and business interruption cover of up to £500,000 in case damage to your premises affects your business. Seasonal stock cover of up to 50% is provided as standard along with all of the cover you would expect such as fire, flood, theft and vandalism. You can also spread your premium over 12 monthly installments with no interest charge and MORE TH>N's Claim Managers are available 24 hours a day, 365 days a year if you need to claim.

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Business Insurance For Clubs

This package is tailored to sports and special interest clubs with up to 1,000 members. Included in the cover is building and contents insurance, loss of club registration certificate and professional help with taxes such as VAT and PAYE. There are discounts for applicants with a good claims history and further savings if your property is protected by CCTV. You can also spread your premium over 12 monthly installments with no interest charge and MORE TH>N's Claim Managers are available 24 hours a day, 365 days a year if you need to claim.

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Business Insurance For Offices

This package is ideal for all offices where gross yearly revenue is under £1,000,000. Buildings and contents are covered up to a value of £350,000 and this can be extended to cover computer equipment up to £100,000. Employers Liability up to £10,000,000 is included as standard as is £2,000,000 Public Liability insurance (this can be increased to £5m). Business Interruption cover is standard and there's further discounts for policy holders with a good claims history and for CCTV protection. All new policies also come with a 15% discount. You can spread your premium over 12 monthly installments with no interest charge and MORE TH>N's Claim Managers are available 24 hours a day, 365 days a year if you need to claim.

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Business Insurance For Small Business Combined

These policies are tailored for businesses within the manufacturing, printing, engineering, storage and wholesale sectors amongst others. The policies are flexible to suit your business needs and can include buildings, contents, public liability, stock and legal expense cover amongst others.